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Bank Approved Secured Credit Cards


You may need to consider applying for bank approved secured credit cards if you have little or no credit history, or your existing credit history is bad.

A secure credit card is "secured" by a deposit you make to an account with that financial institution. They will then issue you a card with a limit approximately the same as the deposit they have from you. So the card is "secured" by your deposit. (You can learn more about secured credit cards here).

It is important to remember that the deposit you make to a secure credit card does not cover the costs of your purchases, fees or interest charges. They still have to be paid, as with any other credit card.

Here is a list of some of the best bank approved secured credit cards available. You can read reviews about each card, compare rates, fees and ratings, and apply for the secured credit cards using our confidential online application form.









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