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gold dollarFrugal Living

Good Money Management Makes You A Winner!

Contrary to some thinking, frugal living means living very well, and below your means. It's a lifestyle that requires careful planning, both in living and spending, to avoid waste and excess.

Frugal living is a choice being made by more people every day as they come to realize the value of being economical and avoiding the waste usually created in our consumer-driven society.

Sometimes it’s difficult to know where the line is between being frugal or simply being a tightwad, but if you have created a household budget, you have taken a giant step into frugal living.

Living frugally doesn't mean you have to become a penny pincher, but it does mean you should develop a money conciousness. Continue to hone your money management skills until you truly understand the value of money.

Generally we give up about 25% of our life each year in exchange for money. That's the requirement for getting paid at our jobs. Money mis-spent is a part of your life wasted making the money.

Money Management

Living frugally is a concept that deals with financial restraint and money management. It requires you to take steps to reduce debt, save money and control spending. Be aware and vigilant of the money you have to spend and try to consciously make wise choices. It all comes back to personal budget planning.

Frugal Living Tips

If you want tips for living frugally and saving money, we plan to share many with you here and hope you join in as well. Pick one of the topics below and share your tip or experience.

For example:

gold dollar  How to get the whole family involved in saving money.

gold dollar  How to spot a real bargain when shopping to avoid waste.

gold dollar  How to save on gas during these times of increased gas prices.

gold dollar  How to save on your utilities - heat, electricity etc.

gold dollar  Tips for travelling on a budget.

gold dollar  How to save by shopping with coupons.

gold dollar  Frugal gift ideas.

gold dollar  How to save money with a few alterations/renovations to your home. You may not need to move.

gold dollar  How to dress well on a shoestring budget.

Strategies for living frugally can help you reduce your debts, save for a holiday, stay at home with your children, live more simply or just beat the system a little and end up with more cash. Incidentally, because frugal living creates less waste for the environment, you will not only save money, you will be going green.



Tips & Stories About Living Frugally

Do you have a great story or tip about being frugal? Share it!

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Notable Quotes

quote openI have three precious things which I hold fast and prize. The first is gentleness; the second is frugality; the third is humility, which keeps me from putting myself before others. Be gentle and you can be bold; be frugal and you can be liberal; avoid putting yourself before others and you can become a leader among men. quote close
~ Lao Tzu







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Money Saving Tip

Sound debt money management starts with establishing a savings account for yourself, so that you can handle financial emergencies if they come up. A savings account will also make you more financially secure, so that you can start planning for the future.



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