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As each new year begins, financial fitness is usually one of those areas we have to address but, just like physical fitness, we tend to ignore as much as possible.
So let's ask the questions. Do you think you are managing your money well? Or, do you feel your spending is out of sync with your income?
How Financially Fit Are You?
Would you be able to financially survive a job loss or a medical emergency? When life deals those unexpected blows, you want to be as prepared as possible.
To see what kind of shape your in, take a few minutes and fill out our financial fitness quiz.
Answer the questions as they apply to you and your household.
Being financially fit requires you to develop and maintain a few good money habits:
Save Money - Get a savings account that gives you the best return available. There are great easy access accounts available if you look in the right places. For example, ING Direct: has The Orange Savings Account. Earn high interest. Great rates, no fees, no minimums. Start saving in under 5 minutes.
Avoid Debt - If you have debt, eliminate it as quickly as possible. Help is readily available through the Debt Action Guide.
Invest Carefully - Research thoroughly and read all the small print. When in doubt, ask a professional.
Do Not Lose Money - If it sounds too good to be true, it probably isn't true (think Bernie Madoff). You work hard for your money so be aware of every penny you spend or plan to spend.
- Why You Need A Budget
- Creating A Budget
- What is your Household Income
- Budget Planning with a Variable Income
- What are Your Household Expenses
- What's Your Debt Load
- Percentages-Creating Realistic Household Budget
- Personal Budget Planning
- Setting Goals
- Get Organized!
- Planning - Long Term Expenses
- Track Family Spending
- Financial Advisor
- Repair Your Credit!
- Education Savings Plan
- Bad Spending Habits
- Budget Recipes
- Budget Friendly Family Entertainment
- Budget Family Vacation Ideas
- Saving With Coupons!
- Creative Gift Ideas
- Holiday Shopping Tips
- How To Avoid A Christmas Loan!
- Money Problems & Children
- Money Management For Children
- Teenagers Money Management
- Student Credit Card?
- Take The Financial Fitness Quiz
- Free Budget Worksheets
"The Law of Attraction attracts to you everything you need, according to the nature of your thought. Your environment and financial condition are the perfect reflection of your habitual thinking. Thought rules the world." ~ Dr. Joseph Edward Murphy
Take a tour of Mvelopes Personal.
You will see how simple it can be to plan and achieve long-term financial freedom.
It's an an award-winning online budgeting system that makes it easy to create an effective personal budget and track every aspect of your spending as it happens, providing you critical information to make better spending decisions wherever you go. There is A smarter way to manage your money.

Financial Fitness Quiz





