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Family Money Management Helps You Achieve Financial Freedom

In North America, credit card debt is growing at such an alarming rate, that for some people the ability to pay off debt and achieve financial freedom sounds like a fairy tale.
That is a bold but accurate statement.


Growing credit card debt is becoming a catastrophic problem, yet family money management is not generally taught in our schools!

How can we teach by example if we don't have money management skills either?

We have to learn!


A Few Credit And Debt Statistics:

  • Of those people who have credit cards, about 10% have total card balances greater than $10,000.

  • 36% of those people have an annual total household income under $50,000 and 13% have household incomes under $30,000. *

  • About 1 in 8 people use 80% or more of their credit card limit. *

  • Bankruptcy cases filed in federal courts totaled 1,042,993 for the 12-month period ending September 30, 2008. On average using national averages, 3.38 people out of every 1000 people, filed for either Chapter 7 Bankruptcy or Chapter 13 Bankruptcy. **
  • "Consumers are under great financial stress, with no immediate end in sight," said Samuel J. Gerdano, the bankruptcy institute's executive director. "We expect the upward spike in personal bankruptcies to continue in 2009."

Managing Your Money Is Important!

No matter what level of income you earn, learning to manage your money is important. It can be very easy to get in over your head with debt and suddenly realize you may be drowning. Controlling or even eliminating your debt is vital to reduce the stress and anxiety that spiraling credit card debt can create and can affect your relationships as well as your job.

Is your debt out of control?  Is paying off debt a priority for you? We are here to show you how to totally eliminate credit card debt.

The first step is to recognize and acknowledge that your excess debt is a serious problem; a problem that you want to resolve. Then begin to go through the debt elimination steps provided for you on this site. We call it our Debt Action Guide and we will show you exactly how to pay off debt ... step by step by step.

The process is very "do-able" and we will show you several ways to pay off debt, create a family money management plan where the whole family can participate and learn.

How To Pay Off Debt

Our step-by-step approach will help you:
    checkmark   Eliminate credit card debt
    checkmark   Improve your credit rating and your FICO score
    checkmark   Begin to actually save money and still have a life!
    checkmark   Create your own financial freedom plan (We'll show you how)
    checkmark   Share your new found financial literacy with your family and friends.

When you eliminate credit card debt, buying a home, saving for your children's college education, building a retirement fund and taking vacations, can become your new reality. The road to financial freedom starts here.

checkmark  Discover credit card debt relief here.

checkmark  Some facts about credit cards debts.

References:
* from Fair Isaacs, the provider of credit scores and statistics on debt and credit

** U.S. Federal Courts










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Notable Quotes

quote open You may have a fresh start any moment you choose, for this thing that we call 'failure' is not the falling down, but the staying down.quote close
~ Mary Pickford


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FYI ...

To achieve financial freedom, ideas such as: listening to good advice, learning how to make a budget, understanding credit repair possibilities, avoiding the scams, and generally becoming more knowledgeable of the credit card business, can all play a role in eliminating credit card and other debt. Find out how to get control of your personal budget.






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